DFW Car Accident Attorney — Fighting for Injury Victims Against Insurance Companies
Every day on Dallas-Fort Worth highways and streets — on I-35, I-635, I-30, Highway 183, the Dallas North Tollway, and thousands of local roads — people are seriously injured in car accidents caused by negligent drivers. If you were hurt in a car wreck that was not your fault, RTM PLLC is ready to fight for the full compensation you deserve. We handle car accident injury claims throughout the DFW Metroplex on a contingency fee basis — meaning you pay zero attorney fees unless we win your case.
The moment a car accident happens, the other driver’s insurance company begins working to minimize what they pay you. Their adjusters are trained to get recorded statements, make quick lowball settlement offers, and close your claim before you fully understand the extent of your injuries. RTM PLLC stops that process cold. We handle all communication with the insurance company, document every injury and loss, and negotiate from a position of strength to get you maximum compensation.
⚠️ Do Not Accept a Settlement or Give a Recorded Statement Before Calling RTM PLLC
Insurance adjusters may call you within hours of your accident sounding friendly and sympathetic. Do not be fooled. Their job is to protect the insurance company — not you. If you give a recorded statement, accept any payment, or sign any document before speaking with an attorney, you may permanently limit or eliminate your right to full compensation. Call RTM PLLC first. Your consultation is completely free and there is no obligation.
Common Car Accident Injuries RTM PLLC Handles in DFW
Car accident injuries range from soft tissue sprains to life-altering permanent disabilities. One of the most important things to understand is that many serious injuries — including traumatic brain injuries, herniated discs, and internal injuries — do not show full symptoms immediately after a crash. This is why it is critical to seek medical attention right away even if you feel okay, and why you should not settle your case until your injuries are fully diagnosed and treated. RTM PLLC handles all of the following car accident injuries and more throughout the Dallas-Fort Worth area.
- Whiplash and soft tissue neck and back injuries
- Herniated and bulging discs in the cervical and lumbar spine
- Traumatic brain injuries (TBI) and concussions
- Broken and fractured bones — including arms, legs, ribs, and wrists
- Shoulder injuries including rotator cuff tears
- Knee injuries including ACL and meniscus tears
- Internal organ injuries and internal bleeding
- Facial injuries, lacerations, and scarring
- Nerve damage and chronic pain conditions
- Spinal cord injuries and partial paralysis
- Post-traumatic stress disorder (PTSD) and psychological injuries
- Wrongful death — when a loved one is killed in a car accident
Why Soft Tissue Injuries Are Often Undervalued — And How We Fight Back
Insurance companies routinely try to minimize soft tissue injuries like whiplash, muscle strains, and ligament sprains — calling them minor injuries that will resolve quickly. In reality, these injuries can cause months or years of pain, lost work, and reduced quality of life. RTM PLLC works with trusted medical providers and expert witnesses to document the full extent of your soft tissue injuries and fight for compensation that reflects your real losses — not what the insurance company says your injuries are worth.
Understanding the Insurance Policies in a Texas Car Accident Case
One of the most confusing parts of a car accident claim in Texas is navigating the insurance policies involved. RTM PLLC identifies every available source of compensation and pursues all of them on your behalf. Here is what you need to know about the key insurance policies in a Texas car accident case.
The At-Fault Driver’s Liability Insurance
Texas requires all drivers to carry minimum liability insurance of $30,000 per person and $60,000 per accident for bodily injury, plus $25,000 for property damage — known as 30/60/25 coverage. If the at-fault driver has only minimum coverage and your injuries are serious, their policy may not be enough to cover all of your damages. RTM PLLC investigates all available coverage and pursues every option to maximize your recovery.
Uninsured and Underinsured Motorist Coverage (UM/UIM)
If the driver who hit you has no insurance or not enough insurance to cover your injuries, your own Uninsured/Underinsured Motorist coverage — called UM/UIM — may cover the gap. Texas insurance companies are required to offer UM/UIM coverage and many drivers have it without fully understanding what it covers. RTM PLLC reviews your own policy, identifies all available UM/UIM coverage, and pursues it aggressively when the at-fault driver’s coverage falls short. Do not assume you cannot recover just because the other driver had no insurance — call us first.
When Insurance Companies Act in Bad Faith in Texas
Texas law requires insurance companies to handle claims promptly and in good faith under the Texas Insurance Code. When an insurance company unreasonably delays your claim, denies a valid claim without proper investigation, or makes a settlement offer they know is far below the value of your claim, they may be acting in bad faith. RTM PLLC holds insurance companies accountable under Texas bad faith law — and in cases of bad faith, additional damages beyond your injury compensation may be available.
What Compensation Can You Recover After a DFW Car Accident?
Texas law allows car accident victims to recover compensation for every way the crash has affected their life. RTM PLLC fights to recover the full value of your claim — not just your immediate medical bills.
- All past and future medical expenses — emergency room, surgery, hospitalization, physical therapy, chiropractic care, and ongoing treatment
- Lost wages for all time missed from work during recovery
- Loss of future earning capacity if your injuries affect your ability to work long-term
- Physical pain and suffering — both past and future
- Mental anguish, anxiety, depression, and PTSD caused by the accident
- Loss of enjoyment of life and inability to participate in activities you previously enjoyed
- Physical disfigurement and permanent scarring
- Vehicle repair or total loss replacement value
- Rental car expenses and other out-of-pocket costs
- Wrongful death damages for surviving family members if a loved one was killed
What To Do After a Car Accident in Texas — A Step-by-Step Guide
Step 1 — Call 911: Always call 911 after any accident involving injury. A police report is critical evidence in your case and documents the other driver’s fault. Get the report number before leaving the scene.
Step 2 — Seek Medical Attention Immediately: Go to the emergency room or urgent care even if you feel okay. Many serious injuries including concussions, herniated discs, and internal bleeding are not immediately apparent. Delayed medical treatment also gives the insurance company grounds to argue your injuries were not caused by the accident.
Step 3 — Document the Scene: If you are physically able, photograph the vehicles, the accident scene, road conditions, traffic signals, skid marks, and your visible injuries. Get the names and contact information of all witnesses.
Step 4 — Exchange Information: Get the other driver’s name, address, phone number, driver’s license number, license plate, and insurance information. Do not discuss fault at the scene.
Step 5 — Do Not Give a Recorded Statement: The other driver’s insurance company may call you quickly. Do not give a recorded statement and do not agree to any settlement before speaking with RTM PLLC. Anything you say can be used to reduce your claim.
Step 6 — Contact RTM PLLC: Call us as soon as possible after your accident. We begin working on your case immediately — gathering evidence, communicating with insurance companies, and protecting your rights from day one.
What If You Were Partially At Fault for the Car Accident in Texas?
Texas follows a modified comparative fault rule under Texas Civil Practice and Remedies Code §33.001. This means that even if you were partially at fault for the accident, you can still recover compensation as long as you were not more than 50% responsible. Your compensation is reduced by your percentage of fault. For example, if you were 20% at fault and your damages total $100,000, you would recover $80,000. Insurance companies frequently try to exaggerate a victim’s share of fault to reduce what they pay. RTM PLLC fights back against unfair fault assignments and protects your right to full recovery.
The Most Dangerous Roads and Highways for Car Accidents in DFW
The Dallas-Fort Worth Metroplex has some of the most congested and dangerous roads in Texas. RTM PLLC represents car accident victims injured on all DFW roads and highways including the following high-accident corridors.
Interstate 35E and 35W — running through Dallas and Fort Worth
Interstate 635 (LBJ Freeway) — one of the most congested highways in Texas
Interstate 30 — connecting Dallas and Fort Worth
Interstate 20 — southern DFW corridor
Highway 183 (Airport Freeway) — high traffic between Dallas and Fort Worth
Dallas North Tollway — heavy commuter traffic
State Highway 114 — connecting DFW Airport to Dallas and Fort Worth
Loop 12 (Walton Walker Freeway)
Highway 75 (Central Expressway) — through Dallas and Plano
Highway 380 — Denton County growth corridor
Frequently Asked Questions — DFW Car Accident Claims
How long do I have to file a car accident lawsuit in Texas? Texas gives you two years from the date of the accident to file a personal injury lawsuit under Texas Civil Practice and Remedies Code §16.003. However, evidence disappears quickly — surveillance footage gets deleted, witnesses forget details, and physical evidence fades. Contact RTM PLLC as soon as possible after your accident to protect your claim.
What if the other driver was uninsured in Texas? If the at-fault driver has no insurance, your own Uninsured Motorist coverage may cover your injuries and damages. RTM PLLC reviews your policy immediately to identify all available coverage. Texas has a significant uninsured driver problem — this situation is more common than most people realize and there are legal options available.
The insurance company already made me an offer — should I accept it? Almost certainly not without speaking to an attorney first. Insurance companies make early offers because they know injured victims often do not yet understand the full extent of their injuries or the full value of their claim. Once you accept a settlement and sign a release, your case is over permanently. RTM PLLC reviews any offer you have received and gives you an honest assessment of whether it is fair — at no cost to you.
My injuries seemed minor at first but are getting worse. Can I still make a claim? Yes. It is very common for car accident injuries — especially soft tissue injuries, concussions, and disc injuries — to worsen in the days and weeks following an accident. This is exactly why you should not settle quickly. RTM PLLC waits until your injuries are fully diagnosed and your medical treatment is complete or at maximum improvement before resolving your claim so we capture the full value of your damages.
Does Texas require me to report a car accident? Texas law requires you to report an accident to the Texas Department of Transportation if the accident results in injury, death, or property damage of $1,000 or more. In practice, calling 911 and getting a police report satisfies this requirement. Always get a police report — it is one of the most important pieces of evidence in your case.
How much does it cost to hire a car accident attorney at RTM PLLC? Nothing upfront. RTM PLLC handles car accident cases on a contingency fee basis — meaning we only get paid if we win your case. If we do not recover compensation for you, you owe us nothing. You have nothing to lose by calling us.
Hurt in a DFW Car Accident? Call RTM PLLC Today — Free Consultation, No Fee Unless We Win.
Do not let the insurance company pressure you into a fast settlement that does not cover your real losses. RTM PLLC fights for car accident victims throughout Dallas, Tarrant, Collin, Denton, and surrounding DFW counties. Call us today at (254) 421-4442 or submit the form below. We respond fast, we work on contingency, and we fight for everything you are owed.